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Weekly Organizer Meetings
Mondays, 7 PM
5920 Second Ave.(near Antoinette)
Detroit
Accessible ramp at entrance; call 887-4344 to open door
 Moratorium NOW! Coalition to Stop Foreclosures, Evictions and Utility Shutoffs  
 affiliated with the Bail Out the People Movement
Save a Farm - Buy a Dram
Help Crosby Mint Farm

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Calendar


People's Summit


Documentary on the Moratorium Struggle

Moratorium Struggle on TeleSUR
http://www.telesurtv.net/noticias/
multimedia/video.php

Once you open the website,
look for
“Buscador de videos”
and write:
“crisis inmobiliaria detroit”

Donate NOW!


Stop Foreclosures and Evictions Blog


JOIN the
Email Campaign
for a Moratorium NOW

Endorse the
Moratorium on Foreclosures Bill

Endorsers

Office
5920 Second Ave.
(near Antoinette)
Detroit

Hours:  Tuesday thru Thursday
11 AM to 3 PM

  Orgainizng Meetings
Wednesday, 7 PM

Phone
313-887-4344

Please Donate
Make checks payable to: MORATORIUM NOW COALITION and send to
Moratorium NOW Coalition
5920 Second Ave.
Detroit MI 48202


Committees

Legal

Open to any with experience in litigation, including attorneys
contact: 
Jerry Goldberg  313-393-6001

Media

Coordinates media relations, issues press releases and related issues
contact:
Abayomi Azikywe  313-671-3715


Demonstrate at Bank of America, 500 Griswold St., Detroit - Wednesday, Sept. 1  NOON
Protest Bank's refusal to participate in the Federal program to help unemployed pay mortgages
NONE OF THE MAJOR BANKS ARE PARTICIPATING!
Support Michelle Hart who is facing imminent eviction by Bank of America
Aug. 28 Detroit March for Jobs, Justice, and Peace
Initiated by Rainbow PUSH and the United Auto Workers

FIGHT FOR A PROGRAM THAT PUTS PEOPLE BEFORE PROFITS AND WAR!


MORATORIUM ON FORECLOSURES & EVICTIONS
STOP THE “SILENT BAILOUT” TO THE BANKS
Today the vast majority of home loans are backed up the federal government through Fannie Mae, Freddie Mac, FHA or the Veterans Administration.  This means when your home is foreclosed, the government pays off the bank for the full value of the inflated loan, evicts you from your home, and then sells off your home to some investor for peanuts.  The difference between what the government reimburses the banks for your mortgage and the price the home sells for is paid by the taxpayers. 
This silent bailout of the banks, which occurs with virtually every foreclosure, amounts to $400 billion for Fannie Mae- and Freddie Mac-backed loans, and hundreds of billions more on FHA properties.
Instead of the government evicting us from our homes, the government at both the federal and state level should declare a Moratorium on Foreclosures and evictions, just like the foreclosure moratoriums that were enacted by 25 states during the 1930s. Instead of the government bailing out the banks by paying off overvalued loans, they should allow people to stay in their homes with affordable payments based on the real value of the property.
And the criminal shut-offs of power by DTE and the Water Board must be halted so people can survive this economic crisis.

MONEY FOR JOBS, NOT FOR WAR
FOR A MASSIVE PUBLIC JOBS PROGRAM
The Pentagon war budget is over $700 billion a year, and that doesn’t even include the tens of billions of dollars a year spent on the wars in Iraq and Afghanistan and supporting Israeli apartheid.  It’s time to end U.S. wars and military occupations abroad.  The vast sums spent on war should be used instead for a massive jobs program modeled on the Works Progress Administration of the 1930s, and to provide free and universal health care for all.  A “jobless recovery” violates the Full Employment Act enacted in 1946 and reaffirmed in 1978, which mandates that the government has a duty to insure jobs for all.

END PRIVATIZATION, WAGE CUTS AND SCHOOL CLOSINGS
STOP DEBT SERVICE AND INTEREST PAYMENTS TO THE BANKS
THAT ARE ROBBING CITY BUDGETS
While services are slashed, city workers are being laid off and forced to accept draconian wage and benefit cuts and schools are shut down and class sizes increased, the same banks that have destroyed our neighborhoods have asserted direct control over and are robbing the public budgets.
This year alone, the City of Detroit will pay over $220 billion in debt service to the banks.  Casino tax revenues are handed directly over to U.S. Bank.  The banks have first lien on state revenue sharing dollars.  71% of state aid to the schools, amounting to $438.2 million this year, goes to the banks instead of being used to educate our youth.  The banks’ grab on school operating funds is slated to go up to $523.8 million in 2011.
In the 1930s Detroit Mayor Frank Murphy led a national movement for a Moratorium on the cities’ debts to the banks.  We need a Moratorium on debt service today to stop the banks’ robbery of Detroit and every U.S. city.

END RACISM & BIGOTRY – STOP POLICE BRUTALITY
FULL RIGHTS FOR IMMIGRANTS – NO WORKER IS ILLEGAL
Stop police brutality.  End the stepped up-raids by ICE (Immigration and Customs Enforcement), the increase in hate crimes against women and lesbian/gay/bisexual/transgender people, and lack of rights and accessibility for people with disabilities. These ills are meant to intimidate and divide the working class to prevent the kind of unified struggle needed against the banks and bosses.  We reject the idea that any worker is illegal and demand full rights for immigrant workers including the undocumented.

STOP ENVIRONMENTAL DESTRUCTION
FOR A PEOPLE’S TAKEOVER OF THE OIL COMPANIES
The BP catastrophe in the Gulf and the oil pipeline disaster in Michigan point out the need for a people’s takeover of the oil companies and energy monopolies to stop their destruction of the environment in their drive to maintain their obscene profits.  Oil and all resources belong to the people and should be controlled by the people to provide safe energy for all.

STOP UNION BUSTING – PASS THE EMPLOYEE FREE CHOICE ACT
While corporate profits increase, wages continue to decline during this “jobless recovery.”  We need to reinvigorate the union movement to guarantee jobs at living wages for all.

UPDATE:  MARVIN AND LOUISE MORRIS
  HOME SAVED!


It appears that we have won a victory in the Morris case.  Yesterday, Vanessa Fluker, the Morris's attorney, was called by the attorney for Homeq and Barclays.  He informed Ms. Fluker that they were adjourning the hearing for a judgment for possession scheduled for Friday, July 23, 2010.  In addition, they were proposing a resolution to this case that would allow the Morris's to stay in their home.

Based on this call, people do not need to pack the courtroom on Friday.

We want to thank everyone for the calls and emails to Homeq that produced this settlement offer.  However, as no settlement is final until it has been reduced to a written agreement, people should stay on the alert.

Let's keep up the struggle to stop foreclosures and evictions and win the Moratorium that is so desperately needed.


Campaign and background:

HELP MARVIN AND LOUISE MORRIS
SAVE THEIR HOME


DON’T LET HOME EQ AND BARCLAY’S
DEPRIVE DETROIT SENIORS OF THEIR LIFETIME HOME


DON’T LET HOME EQ AND BARCLAY’S
DEPRIVE DETROIT SENIORS OF THEIR LIFETIME HOME

What you can do:

Thursday, July 22, 5:00 pm
Come to a Rally at the Morris home, 9592 Plainview, Detroit MI 48228 to express solidarity with the fight to Save the Morrises Home.

Friday July 23, 8:30 am
Pack the Courtroom – Judge Kathleen Macdonald’s Courtroom, Room 1107 Coleman A. Young Municipal Building, 2 Woodward Ave., Detroit, MI 48226.  Home Eq and Barclay’s are asking Judge Macdonald to issue a judgment of possession to take away the Morrises home.

Contact Home Eq’s Executives to demand that Home Eq stop this outrageous action of taking the Morrises’ home.

 email:
Art.lyon@homeq.com (CEO)
Keith.Becher@homeq.com,  1-916-339-6134-phone (COO)

Marvin and Louise Morris are senior citizens, 79 and 77 years old respectively. They have lived at their home at 9592 Plainview, Detroit, MI 48228 for 32 years. Their home was paid off, but unfortunately like so many others in Detroit and across the country, they were lured into a sub-prime predatory loan re-financing.

Since that time, the Morrisses have been in a constant battle to hold onto their home. They previously challenged Home Eq’s accounting practices, and received a settlement which Home Eq has not forgotten.

Now over a disputed arrearage of $7673.29, the Morrisses once again face the loss of their home. This time the courts have ruled against the Morrises, and they are facing imminent eviction from their home of 32 years.

During the course of this litigation, Mr. & Mrs. Morris have paid over $8,000 into escrow diligently paying their normal monthly payment of $467.00 per month since December 2008. This is on a monthly income of less that $1000 per month. There have been at least seven homes emptied by foreclosure on their block. A home across the street sold for $1200. If Mr. and Mrs Morris are evicted, their home will sell for far less than the $8000 they have paid into escrow. The amount in the escrow is more than the property in their area is selling for now.

HomEq received federal funding for modifications to “help” borrowers, yet HomEq has never even attempted to work out anything with the Morrises. Unfortunately, the Morrises are not alone, senior citizens are thrown out daily because servicers like HomEq refused to work with borrowers for homes that are now worth only $3000-$4000, like the Morris’ home. This conduct must be stopped.

Moratorium Now Coalition – 313-887-4344
The Banks and Wall Street are making the plans and pulling the strings!

Mayor Bing and Robert Bobb are their tools
  • Detroit Pension Fund ripoff…Detroit School closings/layoffs…
  • Foreclosures and evictions destroying neighborhoods…
  • City workers face wage/benefit cuts…
  • DTE utility shutoffs kill families…
  • DMC to be sold…Mayor’s bizarre “downsizing” plan…
  • Immigrant families torn apart by raids/deportations…
  • Detroit unemployment at 45% - why is there no public jobs program?…
DON’T LET THEM DESTROY DETROIT
 
Behind Mayor Bing and Robert Bobb stand the big banks and corporate firms – sometimes working through “non-profits” like the Skillman and Kresge foundations.  They have launched a wholesale attack against the people of Detroit, our democratically elected bodies (School Board and Pension Fund Trustees), our unions, our homes and schools – our very right to live.  We already gave these banks trillions of dollars in tax money bailouts.  Now they are back for more.


Sponsored by: Moratorium NOW! Coalition to Stop Foreclosures, Evictions & Utility Shutoffs
313-680-5508

Tell Governor Granholm:  IT'S AN EMERGENCY
 
Demand that the Governor use her powers to
DECLARE A STATE OF EMERGENCY and a
MORATORIUM ON FORECLOSURES, EVICTIONS, and UTILITY SHUTOFFS


The people of Michigan need emergency relief NOW to survive the economic catastrophe that we are in. We demand that Gov. Granholm exercise her authority under MCL 10.31 to declare a State of Economic Emergency in Michigan and place an immediate Moratorium on all Foreclosures, Evictions and Utility Shutoffs. In addition, we demand that the State Legislature pass S.B. 29 which calls for a two-year moratorium on foreclosures.

Furthermore, emergency relief is needed in the City of Detroit, the hardest hit major city with 45% unemployed, families losing their lives due to DTE Energy shutoffs, neighborhoods destroyed by foreclosures and evictions, Detroit schools continuing to fail, and City services diminished due to lay-offs.

We must demand that the Governor apply to President Obama for money to bail out Michigan cities and towns, especially those with the highest unemployment.  This should also happen in every state. We need funds for jobs for youth to rebuild the houses that have been stripped and destroyed, and money to stop the destruction of public education and services in our cities. The money for the bankers, corporations and military must go to Bailout the People!

We demand that Governor Granholm:

  • Declare a State of Economic Emergency in the State of Michigan!
  • Order a Moratorium NOW to Stop all Foreclosures, Evictions and Utility Shutoffs in Michigan
  • Request President Obama declare Michigan a Disaster Area and Fund a Public Works Program to Provide Jobs Now
Join the Fight!
call 313 - 887- 4344 or email: moratorium@moratorium-mi.org


65,000 lined up at Cobo Hall October 6 for a few dollars to pay rent and utilities -- How many more are desperate and suffering?

IT’S AN EMERGENCY!

We won’t starve or freeze this winter!

  • Gov. Granholm has legal, constitutional powers to declare an economic emergency and impose a moratorium to stop foreclosures, evictions, and utility shutoffs. Tell her to do it. Call 517-373-3400.

  • Mayor Bing can request emergency help—just like in a tornado or flood. Tell him to do it. Call 313-224-3400.

  • Let President Obama know the stimulus isn’t reaching us.

We need jobs or an income, today. Enforce the Full Employment Act

We need a national moratorium on foreclosures and evictions.

Bail out the people—not the banks!

Call President Obama: Comments: 202-456-1111 or Switchboard: 202-456-1414.

TOGETHER WE CAN FIGHT BACK AND WIN


STAY PUT

Facing Foreclosure? Don't Leave. Squat. - says U.S. Congresswoman

Stop Foreclosures and Evictions

Bail Out the People
NOT the Banks!
Pass S.B. 29 NOW!

Senator Hansen Clarke Introduces SB 29
for the 2009-2010 Session   
Read the bill

  • Calls for a 2 - YEAR Moratorium on Foreclosures
  • Homeowner pays a reasonable rent in lieu of mortgage payments

Demand a Federal Moratorium on Foreclosures NOW!
BAIL OUT THE PEOPLE - NOT THE BANKS


  • Demand that the first item in any emergency federal legislation be protection for the victims of this crisis, the millions facing foreclosures and millions of others who are seeing their communities destroyed by the foreclosure epidemic brought on by the predatory lending and fraud of the financial industry.
  • Demand the enactment of an immediate 2 year federal moratorium on all foreclosures.   Such a moratorium is mandatory under federal law, which mandates the imposition of a moratorium on foreclosures whenever there is a declaration of a State of Emergency.
  • During the moratorium, an oversight committee of community representatives, civil rights organizations, unions should review and adjust every mortgage in the country, so people’s house payments reflect the real values of their homes and their ability to pay.  Such oversight cannot be left to the bankers or even to federal judges who are often disconnected from the reality facing working people today.
  • Demand that rather than spending $1 trillion of taxpayer money to bail out Wall Street, that money be used to guarantee people’s needs, for decent jobs, health care, education, etc.  It is the decline in wages, massive restructuring that has eliminated millions of decent paying jobs, and spiraling health costs that in large part has brought on this crisis, forcing people to take out unaffordable predatory loans just to survive.

The Moratorium Now! Coalition has been pressing for a statewide moratorium on foreclosures in Michigan and recently held a demonstration in Lansing, MI to support SB 29, which would put such a moratorium into effect. 

The Coalition is also demanding that new Detroit Mayor David Bing declare a State of Emergency in Detroit, the hardest hit city in the country by the foreclosure epidemic with an 25% home vacancy rate, and formerly apply to Governor Granholm to place a moratorium on foreclosures in Detroit pursuant to MCL 10.31

For more information contact 313-319-0870.



SIGN THE  ONLINE PETITION  demanding the Feds implement an
IMMEDIATE MORATORIUM ON FORECLOSURES AND EVICTIONS, NOW!

Videos

Sen. Clarke's Town Hall Meeting:  A Call to Build a Fighting Movement

Community Leader Denounces Banks - Calls for the People to Fightback

Attorney Jerome Goldberg Says Organize for a Moratorium NOW!

Save the Crosby Mint Farm



Struggle Stops Eviction
of Rubie Curl-Pinkins


July 25, 2008 - Victory was won today in the struggle to stop the foreclosure and eviction of Rubie Curl-Pinkins from her home on Holden Street in Detroit! more

Community Protest at Bank of America   photos

Interview with Rubie Curl-Pinkuns

Community Demonstration at Curl-Pinkins Home



Help Organize a Mass Movement To Demand Passage of the 2-year Moratorium on Foreclosures Bill

Only a state-wide, mass movement to demand passage of the 2-year Moratorium on Foreclosures Bill can overcome the power of the moneyed mortgage companies and bankers.  Everyone concerned must become an organizer!

WHAT YOU CAN DO:
  • Get the word out in your area – put out leaflets and posters; write letters to the newspapers; put a notice in your community, union or church newsletter; talk to your neighbors, relatives, friends and co-workers.
  • Gather and send in endorsements of the bill from your group – union, neighborhood association, minister/church board, student government, etc.  endorsement form    online endorsement
  • Get a resolution of support from your city council.
  • Be on the alert to organize for a massive demonstration at the Capitol in Lansing to demand passage of the bill.
  • Become an organizing center in your area for the “MORATORIUM NOW! COALITION to Stop Foreclosures, Evictions and Utility Shutoffs.”  Contact the Detroit office to be listed on the website and to get quantities of flyers, etc.
  • Donate to build this mass campaign.  Make checks payable to MORATORIUM NOW COALITION and send to 23 E. Adams, Detroit MI 48226.



Resources for Fighting Your Foreclosure
Fighting Foreclosures

Contact Your State Reps


Call members of  the Finance and Judiciary Committee Members.  Insist that they support the Moratorium Bill.

Directory

Endorse the Moratorium on Foreclosures Bill

Places to distribute leaflets
Michigan Summer Festivals
Churches
Union Halls
Your County's District Court

Leaflets